Last updated: March 2026
Read this before trading with real money.
Unitrader is an AI-powered trading tool built by Universal Wallet Ltd. It analyses market data and executes trades through your own exchange account.
Unitrader is not a financial advisor, fund manager, or FCA-regulated service. Nothing Unitrader says or does constitutes investment advice or a personal recommendation under UK law.
You may lose money. Trading financial instruments involves significant risk of loss. You may lose some or all of the money you commit to trading. This risk is real and has occurred for users of this platform.
Unitrader can be wrong. AI systems make mistakes. Market conditions change faster than any AI can react. Unitrader does not have access to all market information. A high confidence score does not guarantee a profitable trade.
Past performance means nothing. The WhatIfSimulator and any historical results shown are based on historical market data. They do not predict future returns. Real future returns may be significantly lower or negative.
Stop-losses are not guaranteed. In fast-moving or gapped markets, your position may close at a worse price than your stop-loss level.
Technical failures can occur. If Unitrader, your exchange, or your internet connection fails, trades may not execute as expected.
Your funds remain in your own exchange account (Alpaca, Coinbase, or OANDA) at all times. Universal Wallet Ltd never holds your funds and cannot move or withdraw your money.
Trading financial instruments carries a high level of risk to your capital. You should only trade with money you can afford to lose entirely. Prices can move rapidly against you. Past performance is not a guide to future results.
Ask yourself:
If you answered no to any of these, do not trade with real money. Use paper trading (Watch Mode) until you are comfortable.
If you have questions about these risks: support@unitrader.ai
Universal Wallet Ltd | 128 City Road, London EC1V 2NX | Co. No. 16695347